Copyright Notice and Disclaimer

1. Copyright
1.1 Partridge Muir & Warren Limited owns the copyright and any other rights in all material on this site other than third party stock images (such as photographs).
1.2 you may print and download extracts from this site on the following conditions:
1.2.1 the documents and related graphics on this site are for personal use or for use within an individual firm or organisation; any copies of these pages that you save to disk or to any other storage medium may (subject to the exception referred to at 1.2.4 below) only be used for subsequent personal viewing purposes of for viewing within the firm or organisation by which they were saved or stored;
1.2.2 any extracts which are printed may only be used for personal viewing - or for viewing within the firm or organisation by which they were printed (subject only to the exception referred to at 1.2.4 below);
1.2.3 neither pages saved to disk or stored in any way, nor extracts printed, may (subject to the exception referred to at 1.2.4 below) be distributed to third parties or sold or otherwise circulated for profit;
1.2.4 the only permitted exception to the general rules stated in clauses 1.2.1 to 1.2.3 above is where extracts are copied to individual third parties incidental to advice or other activities;
1.2.5 no documents or related graphics on this site are to be modified in any way;
1.2.6 graphics on this site are not to be used separately from the accompanying text; and
1.2.7 the source of our material should be acknowledged in all copies, either by appropriate words or by adding the PMW copyright symbol (i.e. © Partridge Muir & Warren Ltd).
1.3 You must not reproduce or store any part of this site in any other website or include it in any public or private electronic retrieval system or service, without our prior written permission.
1.4 Any rights not expressly granted in these terms are reserved.

2. Service Access
2.1 While we try to ensure that this site is normally available 24 hours a day, we will not be liable if, for any reason, the site is unavailable for any period of time.
2.2 Access to this site may be suspended temporarily or permanently and without notice.

3. Disclaimer
3.1 We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept any liability for error or omission.
3.2 We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
3.3 The materials on this site do not constitute financial advice. Prior to making investment decisions you should seek individual advice from us.
3.4 This website offers links to other sites which enable you to leave the PMW site. We do not control the linked and we are not responsible for the contents of any linked site or any link in a linked site, or any changes or updates to such sites. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.

4. General
4.1 By accessing any part of this site, you will be deemed to have accepted these terms in full.
4.2 These terms are governed by and interpreted in line with English Law.

Privacy policy statement

Partridge Muir & Warren Ltd receives personal information through this website.
Where you provide personal information, we will only use it to deliver the services you have requested.
This privacy policy only covers the Partridge Muir & Warren Limited’s Website at http://www.pmw.co.uk.
The PMW site does not automatically capture or store personal information, other than logging the user's IP address and session information such as the duration of the visit and the type of browser used. This is recognised by the Web server and is only used for system administration and to provide statistics, which the PMW uses to evaluate use of the site.
This policy does not cover links within this site to other websites. We do use cookies to maintain the integrity of sessions.

Summary of terms

Browser
Used to locate and display Web pages via a software application. The most popular ones are Netscape Navigator and Microsoft Internet Explorer.

IP (Internet Protocol)
All networks connected to the internet speak IP, the technical standard that allows data to be transmitted between two devices.

TCP/IP (Transmission Control Protocol/Internet Protocol)
TCP/IP is responsible for making sure messages get from one host to another and that the messages are understood.

IP address
If you are connected to the Internet you have one, for example it may look something like this 192.168.0.1.

Web Server
Delivers (serves up) web pages to your computer

Cookie
This is a file created by the web browser on the user's PC in response to a message sent from a web server. Each time the web browser subsequently requests a page from the web server, this message is sent back. We do not use cookies to collect or store personal information such as your name or e-mail address.