Pensions

We provide advice on a whole range of pension arrangements, including:

• occupational defined benefit
• occupational money purchase
• group personal pension
• self invested personal pensions
• small self administered schemes
• executive pensions
• stakeholder pensions
• unapproved pension arrangements

Benefit review

Your benefit scheme may have been set up a while ago, with bits added subsequently on an ad hoc basis. What suited you and your employees then may now be outdated and no longer appeal. Just as the IT resources will have been reviewed to ensure you remain competitive, so should your pension arrangements. Our services would include:

• an audit of any existing arrangements
• measurement against your future objectives
• a review of the type of benefits being offered
• reviewing the cost efficiency of the arrangement

Benefit implementation

Designing and implementing a durable benefits package involves commitment - not just in relation to cost but time, enthusiasm and experience. If you do not feel you can devote enough resources to such a project to do it justice, then you need us to help you. We will:

• design the right pension plan
• implement the new arrangements
• co-ordinate

Benefit consultancy

You will need advice on a regular basis, to keep up with trends in the workplace, to meet regulatory requirements and to ensure you keep one step ahead of the competition. The list can be almost endless, but a few examples are given below:

• monitoring of investment strategy and investment managers
• securing the right pension for members at retirement on behalf of the trustees
• commenting upon the suitability of AVC arrangements
• updating pension procedures
• arranging and reviewing trustee liability insurance

Please contact us to discuss pensions schemes and your company.