Helping you plan for the future with confidence
Financial Planning Service
As Chartered Financial Planners, the cornerstone of our services is the Financial Planning Service which operates either as a singular process or as a gateway to one of our ongoing review services.
We believe that in order to provide you with a comprehensive and effective financial plan, we must first understand you as a person and your unique aspirations. By knowing everything we can about your family and your personal circumstances we are able to develop a highly tailored financial plan to meet your goals and objectives. No two financial plans are the same and we invest the time to make sure that our recommendations suit all of your needs. Most importantly, any advice that we give is 100% independent so you can be sure we have your best interests at heart.
As part of a full financial review we will usually consider the following areas:
- Protecting you and your dependants
- Tax mitigation
- Pension planning
- Investment planning
- Estate planning
The Financial Planning process
During the initial appraisal we will gain an understanding of your circumstances, priorities, preferences and objectives. This usually involves a face-to-face meeting or pre-booked telephone conference. This stage of the process is carried out without charge or obligation. Following the meeting we will reach agreement regarding the scope of work to be undertaken and how it is to be paid for before we progress.
Following the initial appraisal we will research and analyse the information provided and come up with our best recommendations, highlighting your options. We will then issue you with these recommendations in writing, usually in the form of a bound report.
Once you have had time to digest the report we will check that you fully understand our recommendations. Once you are happy with our proposal we will ask you to confirm acceptance of our terms and conditions before we administer the implementation of your new strategy.
“The people that I know, that I may talk to about financial matters, are very aware of the service that I have received from PMW. I have discussed with them how much I value the advice I receive, the efficient way my portfolio is managed and the comprehensive way the investments are made for me – I appreciate the time taken to explain the investment plans (which I mainly understand!). I think that the financial security that PMW gives me, which my friends/colleagues see, is the best recommendation I can give.”
“We can rely on PMW’s guidance and knowledge with the various markets. Whilst I take a bird’s-eye view of what is going on in markets, it is reassuring that we know that PMW can deliver an in-depth view – that over time has proved to be successful”
“After 40 years of advice we feel that our finances are sound and being very effectively managed. We are regularly updated and meet every six months when we have a very comprehensive meeting reviewing the past and planning for the future. We are confident that future generations will be provided with their astute advice.”
“Confidence in one’s financial adviser is crucial and this can only be acquired over time. However, once one is satisfied that you are receiving the best advice, it is possible to put your trust in your adviser. We are currently in that happy position and continually thank the day that we first approached PMW to help us out of, what was then, a rather tricky position.”
“Excellent and very thorough – especially when detailing the more complicated elements.”
“Due to your careful oversight my income is enough for my needs, and the investment is not decreasing.”
“We have appreciated the warm and personal approach of PMW. No request has been too much trouble.”
“The quality of advice and follow-up service has been excellent in every respect.”