Later Life Advice - Partridge Muir & Warren Ltd (PMW)

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Later Life Financial Advice

Arranging sufficient funding for care can be a confusing and stressful time for all concerned. We are here to help you and ensure you have a sufficient financial plan to bring you peace of mind.

The Care Quality Commission recently published details of its survey, which found that choosing long term care for loved ones is one of life's most stressful events.

  • Which home to choose?
  • Will it be good enough?
  • Will my loved one be happy there?
  • And then comes the question: Is it affordable and what is the best way to pay for the care?

    The cost of long term care is a much publicised issue and varies greatly according to the area and, of course, the home selected.

    The most frequent and expensive mistake made when placing a loved one into care is not seeking financial advice at outset. Once agreed and in place, an effective financial strategy can go a long way to ensure that assets are sufficient, not only to cover the care costs for the rest of their lives but also leave some money which can be passed on to their beneficiaries.

    Unfortunately, all too many people do not seek financial advice until their assets are nearing exhaustion. By then it is too late to put into place any effective planning. Once assets have been depleted the person in care would be dependent on the local authority for their care provision. They could then be required to move to another care provider of the local authority's choosing. Alternatively, their family might feel obliged to cover the ongoing cost.

    We can help you put in place a funding strategy to help ease the stress of financing ongoing care costs and allow you to focus on supporting those who matter most to you.

    How we can help

    SOLLA Accredited Adviser

    Sue Michalczyk is our accredited SOLLA adviser and she has a wealth of experience advising clients in the intricacies of funding long term care. Her specialty is to provide professional, regulated advice and recommend the most suitable way to fund care from the options available.

    Sue prides herself in helping people find their way through the maze of options for long term care funding, by the provision of clear and understandable advice.

    Request a Call Back Complimentary Consultation
    When should I get in touch?

    The earlier we talk to you the better, as once capital has eroded by any significant degree it becomes more difficult to provide solutions. Contact us now to arrange a telephone appraisal with Sue, our SOLLA accredited adviser.

    Request a Call Back Complimentary Consultation
    How it works

    We offer an initial consultation at no cost to you and during this time we will assess your position and let you know if we are able to help. Our initial telephone conversation will be to gather as much information as possible and if we feel we can assist, we will then arrange to meet you in person at our offices in Esher. We are 100% independent, which means that any advice given will be free from bias and be the most suitable for your needs and requirements.

    If you decide to proceed with advice, we offer a flat fee financial plan for just £1,250 +VAT.

    Request a Call Back Complimentary Consultation
    • Many thanks for your continued patience and understanding, which is much appreciated.
    • We can't thank you enough for this. I know your presence ​alone has been of great comfort to my mother; your expertise is clearly huge and so useful to us at this difficult time.

    • Your help and guidance was most invaluable and very much appreciated in this respect, as it was all way beyond my understanding of these matters. You have been extremely patient and understanding throughout the whole procedure. I cannot thank you enough for all that you have done for me - you were wonderful.
      Ms Faulkner

    Contact us to arrange your complimentary consultation

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