A financial plan aims to achieve a desired outcome with a finite resource. All aspects of your situation and objectives need to be thoroughly examined in order to ascertain whether your goals are realistic.

No two financial plans are the same as everyone has different circumstances, objectives and preferences. We will invest the time to make sure that our recommendations suit all of these.

We pursue a methodical process to provide advice, "The PMW Advice Process".

As part of a full financial review we will usually consider the following areas:

• Protecting you and your dependants

• Tax mitigation

• Pension planning

• Investment planning

• Estate planning

Please contact us to discuss how you would benefit from a financial planning review.

Our Advice Process

• Stage 1 - APPRAISAL

  Gain an understanding of your circumstances, priorities, preferences and objectives. Usually a face-to-face meeting or pre-booked telephone conference.

• Stage 2 - SCOPE

  Reach agreement regarding the scope of work to be undertaken and how it is paid for.

• Stage 3 - RESEARCH

  Our research and analysis or your option.

• Stage 4 - REPORT

  The issue of our written recommendations, usually in the form of a bound report.

• Stage 5 - CONFIRM

  We check that you fully understand our recommendations and you confirm acceptance of our advice.

• Stage 6 - IMPLEMENT

  We administer the implementations of your new strategy.

• Stage 7 - REVIEW

  We agree with you whether any periodic review is required and if so, agree a specification for the delivery of this.