We create fully personalised strategies based on your individual goals, financial circumstances, and long-term aspirations.
Access a dedicated team of chartered advisers, tax experts, and investment specialists all working collaboratively for your success.
We proactively manage and review your plan, ensuring it adapts to changing markets and your evolving needs.
Since 1969, Surrey families have depended upon Partridge Muir & Warren (PMW) for fully tailored and independent financial planning and family wealth, asset and investment management advice.
For over 50 years, we have been helping grandparents, parents and children achieve their financial objectives, working with every family member to ensure goals are aligned, and estates are managed in such a way that everyone can benefit.
Something that has always made us proud at PMW is the fact that on average, our clients remain with us for more than two decades, and that local Surrey families have retained us as their preferred advisers over multiple generations.
Your family financial planning needs will of course be wholly individual. That is precisely why our advice will always be fully tailored, and why we spend unlimited time getting to know your wishes, your unique family distinctions, and your specific aspirations.
Are you worried that your family won’t benefit as much as you’d like from your estate because of Inheritance Tax? Or even that your assets may have to be sold just to meet the tax liability when you die?
Do you have young, disabled or vulnerable family members you would like to take care of financially when you’re gone?
Are you interested in discovering how as a family, you can pool your collective wealth to help support each other?
Whatever your family financial planning goals, you can enjoy full peace of mind that at PMW, they will be just as important to us, as they are to you.
Our clear and structured process makes it easy to take control of your financial future.
It all begins with a no-obligation meeting to explore your goals and understand how our advice can support your financial future.
We create a personalised financial strategy aligned to your needs – clearly explained and designed to help you make informed decisions.
Once agreed, we put your plan into action and stay by your side – monitoring, refining and guiding you as your life and goals evolve.
A lot of people worry that their families will miss out on a full inheritance due to a high Inheritance Tax liability. For many, their main goal will be to reduce what is payable. But for some, the will be a different objective, because in some cases it could be that the Inheritance Tax liability will be such that assets will actually have to be sold to meet it.
We offer a dedicated Inheritance Tax planning service which involves formulating a personalised strategy for your family, so that assets can be protected and inheritance optimised between the generations.
From creating trusts to lifetime gifting, from property ownership strategies to residence allowance optimisation and charitable legacies, our highly experienced IHT planning specialists know precisely how to make best use of the tools available.
Trusts are often used to distribute wealth from older generations to children and grandchildren. Their core aim is usually to reduce the Inheritance Tax liability, without passing on too many assets, too soon. They are also used to keep family assets together, or to gradually introduce family wealth to descendants.
Trusts are also beneficial in a family asset management sense for redirecting wealth, and for protecting young or vulnerable beneficiaries.
When it comes to setting up trusts, there are many different types. As family estate management specialists, you can rely on our knowledge to select the most appropriate to suit your specific family needs and goals.
In the next few years, over a million families in the UK are expected to contain more than one retired generation. This means that potentially, there will be less inheritance to pass on, which in turn means that it is more important than ever for families to start planning for later life.
Intergenerational wealth management is the process of looking at how a family can make better, collaborative use of its collective wealth, so that everyone is supported during their lifetimes.
The process tackles issues such as long term care funding; assisting younger family members through higher education or onto the property ladder; retirement planning and safeguarding the future of a family business, with estate planning, family investment management and financial planning all playing important roles.
Our clients often tell us that the most valuable part of working with PMW is the feeling of being genuinely cared for. It is not just about financial outcomes – it is about trust, peace of mind, and knowing someone is always in your corner.
*To protect the privacy of our clients, names and photos have been changed. However, the testimonials reflect genuine feedback and experiences.
Book your complementary consultation today and discover how we can help protect and grow your wealth with confidence.
From financial planning to wealth management and estate advice, our services are designed to support you at every life stage.
We understand that choosing a financial planning partner and making decisions about your financial future comes with many questions. To help you feel informed and confident, we’ve answered some of the most common queries we receive from new and prospective clients here.
If you have a specific question that you can’t find the answer to, we’d be more than happy to help. Please feel free to contact us directly or book a complimentary consultation to discuss your needs in more detail.
At PMW, we have always offered a clear and unbiased pricing structure. We are dedicated to ensuring there are never any hidden costs associated with our services. You will therefore be kept fully informed of the costs involved in our family wealth management services. This includes any entry fees and annual service fees for the family investment management as appropriate.
Chartered status is the accepted gold standard for UK financial planners and advisers. It demonstrates an achieved level of knowledge and experience, as well as an ongoing commitment to the profession.
For an individual to achieve Chartered financial planner status, they must complete approximately 14 exams in various aspects of financial services and related subjects. For a company to achieve Chartered status, it must demonstrate the highest levels of commitment to professional standards.
As a Chartered financial planning company, we are here at PMW committed to providing the highest standards of advice and to ensuring our advisers work in an ethical manner, always focusing on your best interests and those of your entire family.
Yes, our financial planning for families is fully independent. We are able to provide you with access to the whole of the market so that our recommendations suit your unique needs, rather than being tied to a single insurer or product provider. So you will have total peace of mind that the advice you receive will be unbiased, and suited to your true needs and goals.
Once we have assessed your needs, if appropriate, we will arrange an initial meeting. The meeting will be with one of our Chartered Financial Planners. The purpose of the meeting will be to discuss your circumstances and objectives and understand what we can do to help. Advice will not be provided at your first meeting, although if we believe we can help you to achieve your objectives we will explain your options and outline any costs.
Simply complete the form below and we will be in touch.
"*" indicates required fields
