Welcome to our News and Insights page. Here you will find a broad range of articles that will hopefully be of interest to you. They include our regular CEO Insights, written by Simon Lewis and covering topical issues relating to the economy and investment. You can filter articles by using the subject headings shown. If you have any questions relating to our articles please do not hesitate to contact us.
Diversification is the Key
Head of Marketing, Ceris Hymas, explains why our clients were so happy with investment performance at the end of 2020 and explains why portfolio diversification is key to protecting wealth. 2020 was a tough year for most and it was certainly challenging for investors, who struggled to keep up with volatile and unpredictable financial markets.
What is the Difference Between Making a Will and Estate Planning?
Whilst making a will and estate planning both deal with choosing who will inherit your estate and be responsible for handling all your affairs after you’ve gone, estate planning goes much further than this, putting strategies in place to ensure loved ones are protected and provided for in the best way possible
5 Reasons Why You Need a Will
If you have set ideas about who you would like to benefit from your estate when you die, or you are particular about who you would not like to inherit any of your assets, then the only way to take control is to make a will. But there are more reasons why you need a will. Let’s explore some of them in more detail.
3 Top Ways a Financial Planner Could Save You Money
A financial planner is a specialist financial adviser who helps people meet specific financial or life goals. You may be wondering about the merits of using a financial planner, and whether it is worth the investment. The fact is that there are ways in which a financial planner could actually save you money.
Against all Odds
At Partridge Muir & Warren we have always believed that the key to success is understanding and listening to our clients. So when the news came in March 2020 that the UK was going into full lockdown due to the Coronavirus pandemic, we realised that our focus on our clients’ wellbeing was more important than
The Budget 2021
Rishi Sunak delivered a blockbuster Budget yesterday. Following the fiscal largess necessary over the previous 12 months, this is a Chancellor used to talking big numbers and he did not disappoint. Presentationally, this was a smooth and assured delivery and from the perspective of political theatre, will have done no harm to his future leadership
5 Things You Should Never Include in Your Will
Many people like the fact a will puts them in control of what happens to their estate. But whilst most know what they want to include in the will, many are unaware of what's not allowed, or even legal. Here are five of the most common things that people mistakenly believe can be included in a will, but certainly should not.
Why use a Financial Planner?
Do you have financial goals in mind? Are you looking to plan for the retirement you have always dreamt of? If so, you are likely to benefit from using a financial planner. If you have been wondering, why use a financial planner, read on to learn how you could benefit from what has to be considered a worthwhile investment.
The Top 9 Estate Planning Mistakes and How to Avoid Them
Many people believe estate planning begins and ends with preparing for what happens when they die. But in actual fact, there is a lot more to it than that. Here we explore some of the most common estate planning mistakes people make, with a view to helping you understand the subject in more detail.
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Diversification is the Key
Head of Marketing, Ceris Hymas, explains why our clients were so happy with investment performance at the end of 2020 and explains why portfolio diversification is key to protecting wealth. 2020 was a tough year for most and it was certainly challenging for investors, who struggled to keep up with volatile and unpredictable financial markets.
Confidence Gets a Shot in the Arm
It has been a remarkable day, as surprisingly positive news from a vaccine trial brings confidence that an end to the global pandemic is now in sight. Simon Lewis, CEO of PMW, considers the impact this new confidence has had on global financial markets at a time when the dust is still settling on both the
Where There’s a Will There’s a Way
This article shines a light on the importance of having a will and keeping it up to date in a ‘socially-distanced’ world. We have experienced a significant increase in requests for wills to be reviewed and redrafted as now more than ever, people seek the peace of mind in knowing that their will is up
Poor Relation
Simon Lewis, CEO of Partridge Muir & Warren, explains why the UK stock market is an international laggard. Investors who have followed a UK-centric approach to investment have been served poorly so far this year. Financial markets are global in nature and the performance of the UK stock market has much to do with how overseas
Have Faith in Victory
Simon Lewis, CEO of Partridge Muir & Warren, reflects on the immediate and future implications of our current war. As we celebrate the 75th anniversary of VE Day, the final stages of our last great war, it is an opportune time to reflect on the progress of our current great war, the fight against Covid-19.
Keep Calm and Carry On – Part III
Simon Lewis, CEO of Partridge Muir & Warren, provides the latest instalment of his ongoing commentary regarding the global pandemic, the economy and financial markets. I want to start with an apology that this article is a little longer than I first intended. However, there is a lot of ground that I wanted to cover to
Keep Calm and Carry On – Part II
Simon Lewis, CEO of Partridge Muir & Warren, provides the latest instalment of his ongoing commentary regarding the global economy and financial markets. As much of the world descends into what will hopefully prove to be a temporary abyss as a result of the coronavirus (COVID-19), we are experiencing a pandemic of investor panic. In
Keep Calm and Carry On
Simon Lewis, CEO of Partridge Muir & Warren, provides an update on recent events driving financial markets. A lot has happened since my last market update less than two weeks ago; Covid-19 has tightened its grip on the world and the economic consequences for the global economy have escalated. Financial markets are now in panic
Coronavirus Infects Financial Markets
Simon Lewis, CEO of Partridge Muir & Warren, aims to bring you up to speed with what has happened so far, why it has happened and also to explain our view of what is likely to happen next. It has been an eventful week for global financial markets. On Monday, it finally dawned on investors
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Against all Odds
At Partridge Muir & Warren we have always believed that the key to success is understanding and listening to our clients. So when the news came in March 2020 that the UK was going into full lockdown due to the Coronavirus pandemic, we realised that our focus on our clients’ wellbeing was more important than
A Surrey Coffee Community
Ceris Hymas, Head of Marketing at PMW, interviews Ben, one of the owners of the Surrey Coffee Company in Walton-on-Thames, to find out how he saved his new business from the unexpected lockdown. On the edge of Walton high street, the Surrey Coffee Company is in a prime location for those wishing to enjoy a
Are You Financially Fit?
Ceris Hymas, Head of Marketing at PMW, considers the importance of health and wealth and how you can ensure your finances are in the best shape possible. There is nothing like a global pandemic to make us take stock of the things that are important to us and, for many of us, the most important
Where There’s a Will There’s a Way
This article shines a light on the importance of having a will and keeping it up to date in a ‘socially-distanced’ world. We have experienced a significant increase in requests for wills to be reviewed and redrafted as now more than ever, people seek the peace of mind in knowing that their will is up
Humming Along
Ceris Hymas, Head of Marketing at PMW, interviews Ramón, the owner of Hummings Bar in Esher, to find out how he saved his newly acquired business from an unexpected lockdown. I don’t think any of us could have predicted or imagined being sat in a café surrounded by signs telling us to keep our distance
Virtual Escape Rooms
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she looks at the fad of virtual escape rooms that has emerged as a result of the lockdown. Virtual Escape rooms are a new fad that have emerged from the
Virtual Theatre: Cirque du Soleil
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she looks at the productions available through Cirque du Soleil YouTube Channel. If the weird and the wonderful is something that interests you then these 60 minute specials of Cirque
Virtual Theatre: Digital Theatre Productions
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she looks at the productions available through Digital Theatre. This website requires either a monthly subscription (£9.99) or a one off payment (£7.99) per production, but for the quality it
Virtual Theatre: A Midsummer Night’s Dream
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she reviews her virtual experience of The National Theatres adaptation of Shakespeare’s, A Midsummer Night’s Dream. I must profess to being somewhat of a Shakespeare fan, so it would be
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What is the Difference Between Making a Will and Estate Planning?
Whilst making a will and estate planning both deal with choosing who will inherit your estate and be responsible for handling all your affairs after you’ve gone, estate planning goes much further than this, putting strategies in place to ensure loved ones are protected and provided for in the best way possible
5 Reasons Why You Need a Will
If you have set ideas about who you would like to benefit from your estate when you die, or you are particular about who you would not like to inherit any of your assets, then the only way to take control is to make a will. But there are more reasons why you need a will. Let’s explore some of them in more detail.
5 Things You Should Never Include in Your Will
Many people like the fact a will puts them in control of what happens to their estate. But whilst most know what they want to include in the will, many are unaware of what's not allowed, or even legal. Here are five of the most common things that people mistakenly believe can be included in a will, but certainly should not.
When to Update Your Will: A Simple Guide
If your will is no longer up to date, it could lead to numerous issues which may cause added worry and upset to those you leave behind. There are various events that should prompt you to seek legal advice regarding updating your will. Read on to discover what these are, and how to update your will.
Where There’s a Will There’s a Way
This article shines a light on the importance of having a will and keeping it up to date in a ‘socially-distanced’ world. We have experienced a significant increase in requests for wills to be reviewed and redrafted as now more than ever, people seek the peace of mind in knowing that their will is up
The Inheritance Tax Bite
Simon Lewis, CEO at Partridge Muir & Warren, provides an overview on a tax that to many is becoming one they would prefer to nullify as much as possible. One thing I have noticed over recent years is that a lot more people are becoming concerned about the impact of inheritance tax (IHT) on family
An Unjust Bounty
Simon Lewis, CEO at Partridge Muir & Warren sheds light on a new ‘stealth tax’ targeted primarily at the wealthy when they die. Government must have realised that with the anticipated post-Brexit reduction in the number of live people (potential tax payers) entering the country, it will need to make sure that it collects more
Death and Duty
I understand that this edition of Essence includes an interview with Robert De Niro and I therefore thought it appropriate to choose a title for this article that would be fitting of a film he might star in. Reminded of the Godfather movies I realise that one of the advantages of organised crime is that
Family Planning
On the face of it things look pretty grim for the financial wellbeing of our children and grandchildren. By the time they retire the state pension will probably provide limited security and final salary pension schemes will be just a fond memory. Also, the huge debts which have been built up by profligate governments, banks
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The Budget 2021
Rishi Sunak delivered a blockbuster Budget yesterday. Following the fiscal largess necessary over the previous 12 months, this is a Chancellor used to talking big numbers and he did not disappoint. Presentationally, this was a smooth and assured delivery and from the perspective of political theatre, will have done no harm to his future leadership
The Budget 2020
If ever we needed a competent and reassuring performance from a UK Chancellor, it was yesterday and to his credit, Rishi Sunak delivered. In practical terms, this was two budgets in one – the first a series of measures to ease the escalating economic squeeze resulting from the coronavirus (Covid-19) and the second, a bold
Things to Consider Ahead of the Next Tax Year
As Mark Twain once said, the only difference between a tax man and a taxidermist is that the taxidermist leaves the skin. So how do we ensure we can save our skins? With the end of the tax year looming fast, it is important to ensure that, if we have not done so already, we
The Budget 2018
Delivered on Monday 29 October 2018, between key meetings in the Brexit negotiations and amidst turbulent times in Westminster, you could be forgiven for losing track of the 2018 Budget. Despite the disruption, the Chancellor’s statement brought more focus to the pledged ‘end to austerity’, along with details of an extra £20 billion in funding
The Budget Autumn 2017
Philip Hammond delivered his first Autumn Budget to Parliament on 22 November 2017. In the circumstances, his Budget was both politically adept and correctly balanced to deal with the deteriorating economic position forecast by the Office for Budget Responsibility. He demonstrated the intent of Government to win back support from younger voters with his announcement
The Budget March 2017
Philip Hammond delivered his first (and last) Spring Budget to Parliament on 8 March 2017 and demonstrated that he is a Chancellor capable of restraint. In addition to resisting the temptation to spend the windfall provided by the Office for Budget Responsibility’s higher forecast for economic growth, he reduced the often bewildering number of detailed
The Budget March 2017
Philip Hammond delivered his first (and last) Spring Budget to Parliament on 8 March 2017 and demonstrated that he is a Chancellor capable of restraint. In addition to resisting the temptation to spend the windfall provided by the Office for Budget Responsibility’s higher forecast for economic growth, he reduced the often bewildering number of detailed
Autumn Statement November 2016
Philip Hammond delivered his first Autumn Statement as Chancellor on 23 November 2016 and in facing the headwinds affecting the UK economy, has shown a pragmatic approach. Although the UK economy is set to be the fastest growing major economy in 2016, the Office for Budget Responsibility has forecast growth to slow and inflation to
A Welcome Tax Break for Property
Simon Lewis, CEO at Partridge Muir & Warren Ltd considers how families might benefit from a soon to be introduced tax-break that could be worth up to £140,000. We are now less than six months away from the introduction of a new and very important tax break that will benefit many families; potentially by as
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A Surrey Coffee Community
Ceris Hymas, Head of Marketing at PMW, interviews Ben, one of the owners of the Surrey Coffee Company in Walton-on-Thames, to find out how he saved his new business from the unexpected lockdown. On the edge of Walton high street, the Surrey Coffee Company is in a prime location for those wishing to enjoy a
Humming Along
Ceris Hymas, Head of Marketing at PMW, interviews Ramón, the owner of Hummings Bar in Esher, to find out how he saved his newly acquired business from an unexpected lockdown. I don’t think any of us could have predicted or imagined being sat in a café surrounded by signs telling us to keep our distance
Virtual Escape Rooms
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she looks at the fad of virtual escape rooms that has emerged as a result of the lockdown. Virtual Escape rooms are a new fad that have emerged from the
Virtual Theatre: Cirque du Soleil
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she looks at the productions available through Cirque du Soleil YouTube Channel. If the weird and the wonderful is something that interests you then these 60 minute specials of Cirque
Virtual Theatre: Digital Theatre Productions
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she looks at the productions available through Digital Theatre. This website requires either a monthly subscription (£9.99) or a one off payment (£7.99) per production, but for the quality it
Virtual Theatre: A Midsummer Night’s Dream
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she reviews her virtual experience of The National Theatres adaptation of Shakespeare’s, A Midsummer Night’s Dream. I must profess to being somewhat of a Shakespeare fan, so it would be
Would You Like Cream With That?
To coincide with National Cream Tea Day today, Head of Marketing, Ceris Hymas, provides a selection of scone recipes to keep you busy in isolation. Whether you are cream first and jam second or jam first and cream second, or perhaps you just like a savoury scone, there is a recipe out there for
Virtual Globetrotting: The Statue of Liberty
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she reviews her virtual experience of The Statue of Liberty. If you have an interest in engineering, then this tour is certainly for you. It is simple tour that allows
Virtual Globetrotting: Anne Frank Secret Annexe
Ceris Hymas, Head of Marketing at Partridge Muir & Warren, continues her series of articles aimed at providing inspiration whilst in isolation. In this article she reviews her virtual experience of Anne Frank’s Secret Annexe. This experience is simply brilliant and, in my opinion, the best virtual experience so far. Perhaps it is because I
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Against all Odds
At Partridge Muir & Warren we have always believed that the key to success is understanding and listening to our clients. So when the news came in March 2020 that the UK was going into full lockdown due to the Coronavirus pandemic, we realised that our focus on our clients’ wellbeing was more important than
Are You Financially Fit?
Ceris Hymas, Head of Marketing at PMW, considers the importance of health and wealth and how you can ensure your finances are in the best shape possible. There is nothing like a global pandemic to make us take stock of the things that are important to us and, for many of us, the most important
PMW Celebrates 50 Years
<p>2019 marked half a century of providing financial advice to our clients and it would be remiss of us to let it go by unnoticed. In the 50 years that the company has been in business, the world has changed dramatically.</p> <p>Partridge Muir & Warren was established in 1969, the year that Neil Armstrong became
Woodford’s Fall from Grace
Simon Lewis, CEO of Partridge Muir & Warren, gives his thoughts on the downfall of the LF Woodford Equity Income Fund. The highly publicised unravelling of Neil Woodford’s reputation as a fund manager has been sad to witness but has not come as a surprise to us. The suspension of his flagship fund, LF Woodford
An Award Winning Team
The team at PMW were extremely proud to be awarded Wealth Manager of the Year: Southern Region at the City of London Wealth Management Awards 2019. Ceris Hymas, Head of Marketing, considers what it means to be part of a winning team. As the PMW team entered the remarkable Guildhall, with its expansive ceilings and
PMW Crowned Family Office of the Year 2018
The City of London Wealth Management Awards are firmly established as a reliable indicator of excellence achieved in the wealth management sector. This is because it is the clients, rather than industry pundits, who vote to determine the winners. We were delighted to be given the award at a ceremony conducted at the prestigious Guildhall
PMW Rated one of top 12 Wealth Managers
As we begin the New Year Simon Lewis, CEO at Partridge Muir & Warren, looks back on accolades received in 2015. It is always nice to receive accolades, particularly when they are unsolicited, and during the course of 2015 Partridge Muir & Warren was recognised by two independent rating companies. PMW rated as one of the
What’s in a Name?
Inspiration comes from history and Aissela is no exception. Taking on the historical namesake of Esher, which reflects the long standing connection to royalty and celebrity enhances the credentials of this new office building. Aissela is a Grade A building that fits into the streetscape of Esher, occupying a prime position in Esher High Street
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What is the Difference Between Making a Will and Estate Planning?
Whilst making a will and estate planning both deal with choosing who will inherit your estate and be responsible for handling all your affairs after you’ve gone, estate planning goes much further than this, putting strategies in place to ensure loved ones are protected and provided for in the best way possible
5 Reasons Why You Need a Will
If you have set ideas about who you would like to benefit from your estate when you die, or you are particular about who you would not like to inherit any of your assets, then the only way to take control is to make a will. But there are more reasons why you need a will. Let’s explore some of them in more detail.
3 Top Ways a Financial Planner Could Save You Money
A financial planner is a specialist financial adviser who helps people meet specific financial or life goals. You may be wondering about the merits of using a financial planner, and whether it is worth the investment. The fact is that there are ways in which a financial planner could actually save you money.
5 Things You Should Never Include in Your Will
Many people like the fact a will puts them in control of what happens to their estate. But whilst most know what they want to include in the will, many are unaware of what's not allowed, or even legal. Here are five of the most common things that people mistakenly believe can be included in a will, but certainly should not.
Why use a Financial Planner?
Do you have financial goals in mind? Are you looking to plan for the retirement you have always dreamt of? If so, you are likely to benefit from using a financial planner. If you have been wondering, why use a financial planner, read on to learn how you could benefit from what has to be considered a worthwhile investment.
The Top 9 Estate Planning Mistakes and How to Avoid Them
Many people believe estate planning begins and ends with preparing for what happens when they die. But in actual fact, there is a lot more to it than that. Here we explore some of the most common estate planning mistakes people make, with a view to helping you understand the subject in more detail.
What is Wealth Management?
For anyone who has specific financial goals in mind, whether planning for a comfortable retirement, seeking to protect wealth or looking to become financially secure, wealth management can make it all possible by putting a financial plan in place to help you achieve your personal ambitions.
When to Update Your Will: A Simple Guide
If your will is no longer up to date, it could lead to numerous issues which may cause added worry and upset to those you leave behind. There are various events that should prompt you to seek legal advice regarding updating your will. Read on to discover what these are, and how to update your will.
Getting Started with Estate Planning: Your Estate Planning Checklist
There is nothing more important in your life than your loved ones. It goes without saying, therefore, that providing for them is going to be top of your agenda. This is precisely why estate planning is so crucial. Not sure where to begin? Follow our useful estate planning checklist for the guidance you need in this vital process.
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A Surrey Coffee Community
Ceris Hymas, Head of Marketing at PMW, interviews Ben, one of the owners of the Surrey Coffee Company in Walton-on-Thames, to find out how he saved his new business from the unexpected lockdown. On the edge of Walton high street, the Surrey Coffee Company is in a prime location for those wishing to enjoy a
Humming Along
Ceris Hymas, Head of Marketing at PMW, interviews Ramón, the owner of Hummings Bar in Esher, to find out how he saved his newly acquired business from an unexpected lockdown. I don’t think any of us could have predicted or imagined being sat in a café surrounded by signs telling us to keep our distance
A Doggy Day Care Empire
Simon Lewis, CEO of PMW, catches up with Bruce Casalis following his second success at the Surrey Business Awards, to find out more about how he grew his dog walking business into a doggy day care empire. At PMW we are always inspired by business stories of success, especially when they come from local businesses.
Interview with Westpoint Group
In our final interview as part of our collaboration with Decision magazine, we interviewed the Managing Director of Westpoint Group, Matt Dobbs, to find out more about his approach to business. Westpoint Group is now the largest veterinary group in the UK dealing specifically with production animals. In this interview we learn about his journey
Interview with Rubicon Software
As part of our collaboration with Decision Magazine, we interviewed Chief Executive of Rubicon Software, Alistair Hancock, about his approach to business. Alistair started Rubicon Software 30 years ago, as a nineteen-year-old computer science undergraduate. In his interview, he explains the challenges he has faced over the years and concludes that his success has ultimately
Interview with William Lacey Group
We continue our series of interviews in partnership with Decision Magazine, by interviewing Managing Director of William Lacey Group, Chris Lacey. His housebuilding business is more than 114 years old and has faced many challenges, especially in recent years. We interviewed Chris Lacey to find out what has kept the business going through the good
Interview with VerseOne Group
In partnership with Decision Magazine, we interviewed local businessman Alan Neilson, Chairman of VersOne Group, to find out more about what he believes has defined his success. VerseOne Group delivers an integrated suite of products to enhance the online customer experience, with the aim of increasing customer engagement. The company has grown and evolved significantly
Interview with Pilgrim Group
As we continue our series of interviews with local businesses in partnership with Decision Magazine, we speak to William Freear, Managing Director of Pilgrims Group. The Surrey-based security risk management business was established in 1997 and has since grown to be a leading provider of risk management services, with offices in the UK and US.
Interview with Meon Valley Travel Group
We continue our series of interviews with local businesses in partnership with Decision Magazine, by interviewing James Beagrie, Managing Director of Meon Valley Travel. We find out what it takes to build a business with a turnover of £40 million a year and the challenges he faced when overcoming unpredictable hurdles. To visit the full
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