Trusted Chartered Financial Planners Since 1969

Professional Financial Advice in Surrey

Helping you plan, protect and preserve your wealth – with tailored financial advice that evolves through life and generations, and a team that stays by your side every step of the way.

Authorised and regulated by the Financial Conduct Authority

Tailored advice

We build strategies around you – your goals, values and family priorities – then adapt them as your life and circumstances evolve.

All-in-One Expertise

Chartered financial planners, tax and legal specialists and investment managers work as one, so your financial life is expertly joined up.

Lifelong Support

We take long-term responsibility for your financial well-being, with proactive reviews –and advice that evolves as your needs change.

Our Financial Advice Services

Putting your whole life – and your family – at the heart of all we do

From growing your wealth, to using it to achieve your life goals and ultimately passing it on wisely, financial advice at Surrey-based Partridge Muir & Warren means covering every stage of life – for individuals, families and future generations.

Whether you are planning for retirement, reviewing your investments, or thinking ahead to how your legacy can make a difference, we will help you make informed decisions that protect and preserve your financial well-being, and that of your family and others you care about.

We work with clients across Surrey and beyond, providing highly personalised advice on:

Retirement planning – including pensions and later-life income
Investment advice
Portfolio management
Inheritance Tax planning
Lasting Powers of Attorney (LPAs)
Trusts and estate structuring
Managing inheritance – including lifetime gifting
Financial planning for families
Financial planning for individuals

Every recommendation we make is built around you – your goals, values, family circumstances and ambitions. And because we build long-term relationships – and because we genuinely care about our clients – we are here to guide you through life’s changes, challenges and opportunities.

Because at PMW, financial advice isn’t just a service – it’s a lifelong commitment.

Speak to a Chartered Financial Planner at PMW today, and find out how we can help you take control of your financial future.

Authorised and regulated by the Financial Conduct Authority

Wealth Management Service (WMS)

Our Wealth Management Service is a holistic, relationship-led approach to managing your finances in line with your goals, values and lifetime aspirations.

It combines investment management and financial planning in one all-inclusive service – guided by your own dedicated, face-to-face adviser who takes the time to truly understand what matters to you and your family now, and in the future.

Once your money is invested, there are no additional charges for portfolio adjustments or further advice. We stay by your side – ready to adapt and support you as your life evolves.

It is why our clients stay with us for decades. On average, they have been with us for over 20 years – and in some cases, we are now advising the fourth generation of the same family.

Investment Management Service (IMS)

Our Investment Management Service is designed for clients who want carefully considered investment advice, with a personalised approach. Our advice is 100% independent, and our fund choices are based on the deep knowledge and proven experience of our trusted investment managers.

Unlike many firms, we manage investments in-house. We never outsource or pass you off to a third party. Your aspirations, risk appetite and performance are reviewed annually, and we as your adviser remain accountable for how your money is managed, and ultimately, how it performs.

Whether you are investing towards a specific goal, or simply want to keep your portfolio aligned with your values, we will help you grow your wealth in a way that fits your life.

One-Off Assignment (OOA)

While our focus is on long-term financial planning, we are happy to provide financial advice on a one-off assignment basis where appropriate. This service is ideal if you need help with a specific issue – such as selling a significant asset, assessing your investments, or dealing with an inheritance or windfall.

Every situation is different, and we will take the time to understand yours before providing tailored recommendations on a fixed-fee basis. It is a standalone service, but it still reflects our full commitment to careful, thoughtful advice.

And while ongoing support or monitoring is not part of the service, many of our most valued client relationships began with a one-off conversation – which led to something more.

Estate Planning and Probate Management

reparing for the future means more than looking after your wealth – it means protecting your family, your wishes, and your peace of mind. Our dedicated estate planning team is here to help you put the right plans in place now, so you can face the future with confidence.

Whether you need help writing a will, managing probate, or setting up Lasting Powers of Attorney, we provide clear, compassionate advice with continuity at its core. Your estate planning can also be fully integrated with your wider financial strategy, offering seamless support from one trusted team.

We can work alongside your existing solicitor or accountant – or provide everything you need in-house, all through our dedicated legal arm, PMW Trust.

Tax Services

From annual returns to long-term planning, our tax service is designed to support your financial goals – not just your compliance obligations.

Whether you need help structuring your estate to reduce Inheritance Tax, registering a trust, or simply submitting your Self-Assessment Tax Return on time, we are here to help.

Our in-house tax advisers work closely with your financial planner and, where needed, your own accountant. That way, your tax strategy aligns with your wider investment and estate plans – and nothing is missed.

We can prepare your personal or trust tax returns, monitor tax codes, and manage repayments or liabilities. Most importantly, we will help you plan for the future, so you know what to expect – and how to stay one step ahead.

PMW Trust

PMW Trust is our dedicated legal arm, established to provide specialist support in probate, will writing and estate planning. Combining these with our financial planning services reflects our commitment to helping clients plan for every stage of life.

By offering these services in-house, we ensure that your legal, tax and financial affairs remain fully aligned, and that you and your loved ones receive joined-up, trusted advice when it matters most.

What our clients say

Our clients often tell us that the most valuable part of working with PMW is the feeling of being genuinely cared for. It is not just about financial outcomes – it is about trust, peace of mind, and knowing someone is always in your corner.

*To protect the privacy of our clients, names and photos have been changed. However, the testimonials reflect genuine feedback and experiences.

One of PMW’s underlying strengths is that every client is treated as an individual and the company ensures that it

Mr Mayer

“We can rely on PMW’s guidance and knowledge with the various markets. Whilst I take a bird’s-eye view of what

Mr and Mrs Boyd

“Excellent and very thorough – especially when detailing the more complicated elements.”

Mr and Mrs Rump

Explore Your Options with Confidence

Book your complimentary consultation today and discover how our tailored financial advice can help you protect what matters and plan for the future – with clarity, care and expertise.

Authorised and regulated by the Financial Conduct Authority

FAQ

We know that choosing a financial adviser – and deciding who to trust with your future – often comes with important questions. Here, we have answered some of the queries we find are most commonly asked by clients at the start of their relationship with us.

If you have a specific concern or situation you would like to talk through, we would be pleased to help. Feel free to contact us or arrange a complimentary consultation.

How much does financial planning cost?

You will never find any hidden costs or surprises with PMW. We are committed to explaining all our charges before you proceed with any service. These charges will depend on the specific service you require, and the nature of the advice we provide you with. But rest assured, there will be nothing unexpected at any stage.

What is a ‘Chartered Financial Planner’?

Chartered status is the accepted ‘gold standard’ for UK financial planners and advisers. It shows an accomplished level of competence and experience as well as continued dedication to the profession.

For an individual to be granted Chartered status, they must complete in the region of 14 exams in a range of aspects of financial services and related subjects. For a company to be given Chartered status, it must prove its commitment to professional standards at the highest level.

As a Chartered company, we are committed to providing the highest standards of advice. We are also fully focused on making sure our advisers work to ethical standards at all times in the interests of our clients.

What is the difference between a financial adviser and a wealth manager?

Where financial advice is focused on investment, wealth management is geared more towards an all-inclusive and ongoing financial planning approach, with all aspects of an individual’s financial situation considered. Wealth management for example may incorporate savings and investment strategies, tax planning, will writing, estate planning and wealth preservation, plus any other advisory and planning services required to help manage your finances effectively, allowing you to meet your overall goals and needs. This could include making arrangements to safeguard your family’s future; selecting the most efficient way to take an income; the separation of business and personal assets; cash flow and budgeting, and more.

What is ‘independent’ financial planning and advice?

Independent financial planners have access to financial products from the entire market, rather than being tied to a single provider or insurer. This means you will receive unbiased recommendations and advice that works for you as an individual.

What are the benefits of using a wealth manager?

A wealth manager applies specialist expertise and experience to lessen the risk involved with any investment, and to optimise returns over a prolonged period of time, helping clients achieve all their financial goals, both for the short and long term. Wealth managers make certain that an investment strategy is planned around the best interests of their clients, taking into consideration everything that matters personally, professionally and in a family sense.

Our Office

Aissela, 46 High Street, Esher, Surrey, KT10 9QY