Financial Advice in Esher, Surrey | Partridge Muir & Warren
 

Making your wealth work for you and your family

 

Our Services

Have you been saving for years to accrue wealth that you would like to pass on to your family? Or perhaps you have an investment portfolio that isn’t performing as you would have hoped? Either way, if you have significant savings or investments, an important step to ensuring you keep your wealth in good health is to instruct a chartered financial planner.

Covering all areas of Surrey, Partridge Muir & Warren is a Chartered Financial Planning company, offering comprehensive financial advice. We combine highly personalised, well-strategised financial advice with excellent customer care and attention. Below are just some of the ways we can help you:

  • Retirement Planning
  • Investment Advice
  • Pension advice
  • Inheritance tax planning
  • Setting up trusts
  • Managing your etstate

No matter your situation, we can help you to ensure that your wealth is protected so that you can continue to enjoy the things that are important to you.

Get in touch today to find out how we can help you to protect and preserve your wealth.



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Wealth-Management-

Wealth Management Service

The Wealth Management Service (WMS) is a holistic, sophisticated and ongoing advice focused process that takes care of all your financial planning and investment management needs. This service is tailored to your specific requirements and delivered by a dedicated team of experienced professionals, led by a chartered financial planner. This is an advice focused service and whether you are planning for retirement or want to protect and preserve your wealth, we provide expert advice and tailored recommendations to help you to achieve your financial goals and objectives.

The bespoke nature of the WMS means that we are able to accommodate a wide range of wealth levels from the perspective of assets placed under our advisory management.

This Service has an all-inclusive charge that covers most eventualities. For example, once your money is invested in the WMS, we do not charge arrangement/transaction or advice fees for subsequent changes to the investments. Additionally, if a further Financial Planning Assessment is required this is included.

Our dedicated and highly skilled chartered advisers take the time to understand your needs and objectives. That is why our current clients have been with us for, on average, over 20 years. In fact, many of PMW’s client relationships have provided a 40-year plus track record of success in facilitating the achievement of financial goals and delivering on our promises. In some cases we are now acting on behalf of the 4th successive generation of a family.

What's included:

  • Service and advice from a Chartered Financial Planner
  • Year round support from a dedicated Account Manager
  • Review of current investments
  • Specific investment recommendations and solutions
  • Implementation of changes / recommendations
  • Comprehensive summary and suitability report
  • Remote telephone regular review meetings (annually)
  • Face to face regular review meetings (at least annually)
  • Regular valuation of investments
  • Ongoing review of investments and suitability
  • Provision of new investment recommendations as needed
  • Annual tax planning – Capital Gains Tax and ISAs
  • Updated financial planning assessment as require
Investment-management

Investment Management Service

The Investment Management Service (IMS) is an advisory, investment fund / portfolio focused service. Following on from the Financial Planning Assessment, and where suitable, we will recommend this service to clients who are looking to invest in funds or a portfolio with specific aims and objectives where a simpler and “lighter touch” client relationship and ongoing service can achieve their goals.

The investment approach will generally be based on lower cost and lower maintenance passive investment strategies and funds and includes a telephone-based annual review of client aims, risk and portfolio performance.

Pension investments may be included within this service although it is likely that more complex arrangements, such as pension drawdown and decumulation strategies, will need to fall under our Wealth Management Service.

What's included:

  • Review of current investments
  • Specific investment recommendations and solutions
  • Implementation of changes / recommendations
  • Comprehensive summary and suitability report
  • Remote telephone regular review meetings (annually)
  • Regular valuation of investments
  • Ongoing review of investments and suitability
  • Provision of new investment recommendations as needed
  • Annual tax planning – Capital Gains Tax and ISAs
one-off-assignments

One-Off Assignment

Where we agree to provide a one-off assignment this will usually entail the provision of advice on specific topics or matters, and where appropriate the recommendation and arrangement of specific investment and protection products and solutions.

For example, you might want us to review your current pension arrangements to confirm whether you are on track to achieve your target retirement income and are also optimising your opportunities regarding contribution levels, investment performance and cost. If you are nearing or at retirement you might want help considering your retirement options.

Or perhaps you need to be sure that your investments are performing as they should and that you are not exposed to inappropriate risks or unnecessary charges.

Even if you are confident that everything is already running smoothly, you might need help in deciding how to pass down wealth to younger generations of your family, whilst making sure that you hold enough back to secure your own financial needs.

This service may therefore be suitable if you are looking for a specific piece of one-off advice, limited to a particular area and is only likely to be suitable where ongoing advice or monitoring of your financial plan or investments is not needed.

The service charge will be based on the amount of work required to meet your needs and is usually provided on a fixed fee basis and follows on from the Financial Planning Assessment Service which will have identified your wider financial planning needs.

What's included:

  • Review of current investments
  • Specific investment recommendations and solutions
  • Implementation of changes / recommendations
  • Comprehensive summary and suitability report
14th October 2020
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A Surrey Coffee Community

Ceris Hymas, Head of Marketing at PMW, interviews Ben, one of the owners of the Surrey Coffee Company in Walton-on-Thames, to find out how he saved his new business from the unexpected lockdown.  On the edge of Walton high street, the Surrey Coffee Company is in a prime location for […]

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